New Rules Shed Light On Costs

Recent regulatory changes now require clearer disclosures on your credit card bills as well as your periodic statements. You might be surprised, even shocked, by what you read. For example, if you have a credit card from another provider, you may see that your interest rate has increased to 29.99% APR and that it will take decades to pay off your balance! To transfer your balance to a better credit card, contact Allsteel Credit Union. With a Visa card from us you’re likely to get a lower rate and no annual fee. Go to and click on "Loans and Credit Cards," then "Credit Cards" for complete details.

Your periodic statements also can provide you with the information you need to manage your finances. You may not realize how much money you are spending on overdraft fees. Whether it’s
a simple math error or neglecting to balance your checkbook, overdrawing your account repeatedly can be a costly habit.

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