Have a loan somewhere else? Refinancing it with us could brighten your budget just in time for the holidays.

It may only be October, but the holidays are fast approaching. Wouldn’t it be nice to have some extra cash to pay for gifts, travel or your seasonal celebration?

Right now, Allsteel Credit Union is refinancing auto and personal loans you have elsewhere for up to 2 percentage points less.* And not just loans for autos and trucks, but also RVs, motorcycles and watercraft.

Refinancing allows you to consolidate multiple higher-interest debts into a single low-rate loan with one easy monthly payment. So you can reduce your interest charges and enjoy extra savings each month.

As always, you can repay your loan easily through automatic transfers from your Allsteel Credit Union checking or savings account.

Take advantage of our special rate reduction — up to 2 percentage points — before it goes away.

Refinancing allows you to consolidate multiple higher-interest debts into a single low-rate loan with one easy monthly payment. So you can reduce your interest charges and enjoy extra savings each month.

Our special refinancing offer is good through December 31, 2017. But if you’re looking to save more, be sure to apply at your earliest convenience. Apply by logging in to your account and selecting “Apply For A Loan.” You can also call 630.906.2050 or visit the credit union.

*Offer is reserved for qualified borrowers and applies to vehicle loans (cars, trucks, RVs, motorcycles, watercraft) and personal loans financed at institutions other than Allsteel Credit Union. In some cases, Allsteel may be unable to refinance loans for 2 percentage points less because, for vehicle loans, the lowest Annual Percentage Rate (APR) you can refinance to is 2.50% for 2013-2017 models. For personal loans, the lowest APR you can refinance to is 7.25%. The lowest available APRs under this offer reflect discounts up to 1.50% from among the following: .50% for eStatements; .25% for automatic loan payments; .25% for direct deposit; .25% for an active checking account; .25% for a mortgage or home equity loan; .25% for a credit card; .25% for 10% or more down on an auto loan. Rates subject to change without notice. A $30 documentation fee applies to each closed loan.

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