The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account

Certificate Early Redemption Fee
90 days loss of dividends on the total amount withdrawn.
ATM/Debit/Credit Card Fees
Replace lost ATM/Debit card $5.00
Replace lost Credit card $10.00
ATM/Debit/Credit card recovery fee $65.00
Automatic transfer of funds
(From a regular share account to a share draft account. This fee will be applied against your share draft account(s))
Miscellaneous Fees
Membership entrance fee $.00
Draft printing Fee depends on style of draft ordered
Nonsufficient funds daily maximum $120.00
Nonsufficient funds withdrawal
(per occurrence)
Returned Check fee $30.00
Stop payments (all items) $30.00
Copy of draft $5.00
Documentation fee $10.00
ACH NSF Return $30.00
Cashier's Check Stop Payment $35.00
Cashier's Check Fee (per Draft) $5.00
Wire Fee — Domestic or International $20.00
Dormancy Fee (semi-annually)
(After 365 days consecutive days of no activity. Assessed 03/31 & 9/30 on balances under $100.00)
Loan payments made with Non-ASCU Credit/Debit Cards 3% of payment
Visa Credit Card Fees
Visa Credit Card Annual Fee None
Visa Credit Card Minimum Finance Charge None
Transaction Fee for Purchases 1% Foreign Transaction
Transaction Fee for Cash Advances. $1.00
Credit Card Balance Transfer Fee None
Visa Credit Card Late Payment Fee $15.00
Loan Documentation Fee
Consumer Loan Documentation Fee per Loan $30.00
HELOC Loan Documentation Fee per Line of Credit $200.00
ATM Operation/Network Fees
When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).

Updated & Effective 03/13/2017